2. If your charge off involves collateral we will handle the entire recovery process from locating your customer to forwarding it to a licensed repossession company in all 50 states. We do not just "forward" accounts. We actually locate your customer before assigning it out to affiliated members.

3. We work for free! If we can't locate your customer within 30 days we will close the account and charge you nothing.

4. Any vehicle recovered will be billed at the normal repossession rate plus the cost of locating your customer, the fee will be negotiated prior to implementing any recovery action.

5. We combine modern technology with good old fashion skip tracing techniques with proven results. If you know a "good" skip tracer with a proven track record we want to know who that person is! We want to compliment our staff by hiring the best.

It's all about integrity and using good sense. Selecting the most experienced investigators, keeping them up to date on federal and state regulations, and utilizing our combined experience is worth more than words can express.

My name is Terri Stocks and I approve this message!

Sincerely,